I think a real reason why some people have financial troubles is because they find it emotionally difficult to learn exactly what their monthly expenses and incomes are.

I think that their own lack of clarity around about their income / expenses contributes to the belief that they are victims to ‘the rich’ who want to keep them poor, when in actual fact, they’re fearful of knowing their monthly income / expenses because it could unearth some hard truths such as ‘maybe I don’t have to eat takeouts every night’...

How we spend money says a lot about our habits which are our responsibility to manage, and whoever sells products has a responsibility to avoid selling addictive products.

Knowing the truth about their monthly income / expenses can empower people to act in accordance with what they want, and thus build their wealth.